Pricing

PTEM Labs hurricane engine pricing

Exact pricing depends on basin, usage pattern, and integration depth. These ranges are indicative for typical programs and are always paired with a written validation pack and governance notes.

No retail plans. PTEM is licensed only to institutional risk owners and their direct modelling partners.

All agreements include: validation documentation, audit support, and guardrails on how PTEM outputs can be combined with other models.

Pricing tiers

Pilot / Research Access

per 90-day pilot

Prove-out phase for one program or region

Short, tightly scoped access to the PTEM hurricane engine for a single basin, book, or research program.

  • Read-only access to validation scorecards and structural metrics on the frozen Atlantic v1.2 structural record (1851–2024)
  • Access to governed structural sequences and readiness channels via the enterprise SDK
  • Structural risk snapshots and RI stress tests derived from the frozen dataset (optional live-basin runs by mutual agreement)
  • Technical workshop with PTEM Labs on methodology, validation harness, and guardrails
  • Evaluation license only – no redistribution or embedding

Operational Hurricane Program

per season (per region)

Production support for an active portfolio or book

Operational license for carriers, reinsurers, and funds that want PTEM signals in their live decision loop.

  • Full-season access for one basin with governed operational structural feeds, built from the validated PTEM engine
  • Coverage-grade validation pack and audit-ready documentation
  • Programmatic access via the enterprise SDK to governed structural metrics and readiness channels (e.g., HC, FME, PL, composite indices, R(t) streams)
  • Support for custom thresholds, watchlists, policy triggers, and internal integration
  • Joint post-season review, parameter refresh, and governance review

System License

multi-year license

Embed PTEM as a core risk engine

For institutions that want PTEM as a first-class engine inside their stack with long-horizon guarantees.

  • Multi-year license for one or more basins
  • Cloud-hosted delivery with options for secure network peering
  • Deeper integration with internal models and workflows
  • Change-management, validation sign-off, and governance support
  • Priority roadmap influence and joint research slots