Pricing
PTEM Labs hurricane engine pricing
Exact pricing depends on basin, usage pattern, and integration depth. These ranges are indicative for typical programs and are always paired with a written validation pack and governance notes.
No retail plans. PTEM is licensed only to institutional risk owners and their direct modelling partners.
All agreements include: validation documentation, audit support, and guardrails on how PTEM outputs can be combined with other models.
Pricing tiers
Pilot / Research Access
Prove-out phase for one program or region
Short, tightly scoped access to the PTEM hurricane engine for a single basin, book, or research program.
- Read-only access to validation scorecard and structural metrics
- One live basin (Atlantic or Eastern Pacific) for a defined pilot window
- Daily structural risk snapshots + RI stress tests
- Technical workshop with PTEM Labs on methodology and guardrails
- Evaluation license only – no redistribution or embedding
Operational Hurricane Program
Production support for an active portfolio or book
Operational license for carriers, reinsurers, and funds that want PTEM signals in their live decision loop.
- Full-season access for one basin with governed live feeds
- Coverage-grade validation pack and audit-ready documentation
- Programmatic access to HC, FME, PL, PPI, and R(t) streams
- Support for custom thresholds, watchlists, and policy triggers
- Joint post-season review and parameter refresh
System License
Embed PTEM as a core risk engine
For institutions that want PTEM as a first-class engine inside their stack with long-horizon guarantees.
- Multi-year license for one or more basins
- Cloud-hosted delivery with options for secure network peering
- Deeper integration with internal models and workflows
- Change-management, validation sign-off, and governance support
- Priority roadmap influence and joint research slots