Pricing
PTEM Labs hurricane engine pricing
Exact pricing depends on basin, usage pattern, and integration depth. These ranges are indicative for typical programs and are always paired with a written validation pack and governance notes.
No retail plans. PTEM is licensed only to institutional risk owners and their direct modelling partners.
All agreements include: validation documentation, audit support, and guardrails on how PTEM outputs can be combined with other models.
Pricing tiers
Pilot / Research Access
Prove-out phase for one program or region
Short, tightly scoped access to the PTEM hurricane engine for a single basin, book, or research program.
- Read-only access to validation scorecards and structural metrics on the frozen Atlantic v1.2 structural record (1851–2024)
- Access to governed structural sequences and readiness channels via the enterprise SDK
- Structural risk snapshots and RI stress tests derived from the frozen dataset (optional live-basin runs by mutual agreement)
- Technical workshop with PTEM Labs on methodology, validation harness, and guardrails
- Evaluation license only – no redistribution or embedding
Operational Hurricane Program
Production support for an active portfolio or book
Operational license for carriers, reinsurers, and funds that want PTEM signals in their live decision loop.
- Full-season access for one basin with governed operational structural feeds, built from the validated PTEM engine
- Coverage-grade validation pack and audit-ready documentation
- Programmatic access via the enterprise SDK to governed structural metrics and readiness channels (e.g., HC, FME, PL, composite indices, R(t) streams)
- Support for custom thresholds, watchlists, policy triggers, and internal integration
- Joint post-season review, parameter refresh, and governance review
System License
Embed PTEM as a core risk engine
For institutions that want PTEM as a first-class engine inside their stack with long-horizon guarantees.
- Multi-year license for one or more basins
- Cloud-hosted delivery with options for secure network peering
- Deeper integration with internal models and workflows
- Change-management, validation sign-off, and governance support
- Priority roadmap influence and joint research slots